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Monthly Posts: April

Rebranding recipe (V) – Uniqueness and innovation…

…the combination we bet on.

Allevo brand is the personification of what we do and how we do our work. It represents our company's team, its aspirations and vision for the future, its work philosophy and market approach.

 

Going back 12 years ago, when Business Information Systems just started its activity, the user of banking services required two critical features, speed and security; the financial transactions had to arrive quickly and secure to the beneficiary. Time is money, as we all know!


The banking landscape got meanwhile more and more complex, new banking products, new banking channels, new offers and requirements. Not to mention the new regulations and standards.

We've put all the passion and enthusiasm in day-by-day struggles, diagnosing and solving customers' problems, developing new solutions, complying with the times and fighting with the time.
No complaints, though, easy things don't lead too often to quality things…We had the opportunity to evolve as a company, to develop as a team, to qualify as experts.

All these years of hard work draw together the team's values that make us unique.
The survey, conducted with our customers and partners during the rebranding preparation, has indentified Allevo's market perception …

…act now and today, promptly
...believe in innovation and relentless curiosity
…aim for results and efficiency
…praise uniqueness
...expertise and adaptability
…help the financial transactions processing
...dedicated to delivering the best
...professional excellence and
...sound reputation

values we are very proud of and prove that we bring to our business partners (customers or vendors):
emotional benefits by feeling secure and in control, informed and important;
rational benefits by getting support, state-of-the-art solutions and compliance with the standards and regulations of the financial and banking industry.

Allevo's team is Thinking evolution.

ECB calls for Sepa deadline extension

 

If you read our December 2010 post about Sepa migration deadlines

we think you'll be again very interested in new details on this theme, announced on Finextra:

The European Central Bank is calling for an extension to the mandatory end-dates proposed by the European Commission for the enforced introduction of new payments instruments under the Single Euro Payments Area (Sepa) project.

See the news on Finextra (8 April 2011) or read it here:

In December, the European Commission proposed an end-2012 timeline for the banking industry to move to new EU-wide credit transfers and direct debits.

The ECB - which had initially been calling for an end-2012 date for SCTs and a shift to SDDs taking place the following year - has now revised its opinion, with the call for an extended timetable buried in amendments in its formal response to the European Commission's December paper.

Says the central bank: "Taking into consideration the payment industry's need for sufficiently long lead times, the ECB suggests setting concrete dates, which could preferably be at the end of January 2013 for credit transfers and the end of January 2014 for direct debits."

Despite this, the ECB remains supportive of the European Commission's push for binding regulation: "A Union act of general application, binding in its entirety and directly applicable in all Member States, is...considered essential for successful migration to Sepa, as the project would otherwise face a serious risk of failure."

The central bank is also calling on Brussels to provide clear guidance on the regulation of interchange fees for debit card transactions.

In 2009, the Commission introduced a temporary default interchange fee for cross-border direct debits, together with a temporary endorsement of national interchange fees for direct debits. "Both of these Articles will no longer apply on 1 November 2012," notes the ECB. "In order to avoid a legal vacuum hampering migration to Sepa direct debit, it is important that a long-term solution for interchange fees for direct debits is established."

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